Insured persons are covered for injury resulting from an accident which occurs directly from:
For officials/referees, coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition, which includes assigning, chain crew, and
attending or operating officiating camps, clinics or meetings.
Please review this webpage ...
https://www.nfhs.org/who-we-are/membership/insurance-summary/officials-coverages/
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